Senior Underwriting Support Specialist

Location

  • Gurgaon (India), In office

Role Description

  • Review and verify the loan against supporting documentation to ensure file is meeting agency and client overlays
  • Analyze loan risk and request additional information through conditions and third-party ordering as needed
  • Check loan eligibility decisions and the correctness of approving or rejecting applications
  • Verify, add, delete, or waive conditions as applicable in Encompass based on each pipeline/broker
  • Ensure compliance with regulatory standards, company policies, and guideline
  • Document and communicate reasons for the approval/rejection of loans to onshore underwriter
  • Submit the loan to onshore underwriter for final review once initial review has been completed
  • Update information on Encompass and validate LOS information against the documents provided in imaging

Qualifications

  • 4+ years of underwriting experience, Govt. programs added advantage
  • Experience in Encompass preferred, not mandatory
  • Highly organized, detail-oriented, and able to prioritize
  • Good communication skills (both verbal and written), strong data analysis skills, and high mathematical aptitude
  • Proficiency in Microsoft Office and automated underwriting systems
  • Willingness to work in any shift

Education

  • Bachelor’s degree or equivalent

Join the team! Send your resume to careers@mozaiq.ai.

Junior Underwriting Support Specialist

Location

  • Gurgaon (India), In office

Role Description

  • Review document checklists to ensure completeness and accuracy
  • Perform loan setup and Indexing on the documents received
  • Request additional information through conditions and third-party ordering as needed
  • Understanding of mortgage loan products (FHA/VA/CONV/USDA) and knowledge of mortgage procedures, processes
  • Ensure compliance with regulatory standards, company policies, and guideline
  • Update information on Encompass and validate LOS information against the documents provided in imaging
  • Communicate with transaction stakeholders and maintain accuracy on the loans assigned
  • Submit loans to underwriter for review once loan setup, indexing and processing has been completed

Qualifications

  • 2+ years of mortgage experience, loan processing experience added advantage
  • Understanding of loan underwriting and processing procedures
  • Experience in Encompass preferred, not mandatory
  • Highly organized, detail-oriented, and able to prioritize
  • Good communication skills (both verbal and written), strong data analysis skills, and high mathematical aptitude
  • Proficiency in Microsoft Office and third-party ordering
  • Willingness to work in any shift

Education

  • Bachelor’s degree or equivalent

Join the team! Send your resume to careers@mozaiq.ai.

Python Engineer

Location

  • India, Remote

Role Description

  • Design, build and roll out solutions that will optimize complex automation workflows
  • Integrate user-facing elements with server-side logic
  • Ensure code implements security best practices and data protection protocols
  • Understand and efficiently manipulate large datasets and have a strong understanding of data structures and algorithms
  • Design and optimize applications to ensure low-latency and high-availability
  • Make quick, thoughtful decisions
  • Be a collaborative member of your team
  • Be an excellent problem solver

Qualifications

  • 3+ years of relevant software engineering experience (using Python)Excellent Python programming skills
  • A passion for building robust and reliable technology
  • A deep understanding of computer science fundamentals (data structures, algorithms, databases, etc.)
  • Knowledge of at least one Python web framework (such as Django, Flask, etc)
  • Understand fundamental design principles required to implement and deploy scalable applications
  • Familiarity with event-driven programming in Python
  • Familiarity with multi-process architecture and threading limitations of Python
  • Familiarity with ORM (Object Relational Mapper) libraries
  • Able to integrate multiple data sources and database into one system
  • Proficient understanding of code versioning tools (such as Git)
  • Prior experience working with AWS, Azure, GCP (nice to have)

Education

  • Bachelor’s Degree in Computer Engineering, Computer Science or related field (or relevant professional certificate(s))

Join the team! Send your resume to careers@mozaiq.ai.

Mortgage Specialists

Location

  • India, Remote

Qualifications

  •  4+ years of experience in operations with US Mortgage process (processing/underwriting)
  • Excellent knowledge of mortgage documents, terminology, and market awareness
  • Good analytical & problem-solving skills
  • Organized with the ability to effectively prioritize work
  • Flexible to work as per client requirement- late evenings or night
  • Excellent communications skills (oral and written) & coordinate effectively with other teams
  • Subject matter expertise for scoping out and implementing process flows and develop applicable documentation for the technology team.
  • Experience in translating the business need and stakeholders’ vision into business/technical requirements.

Join the team! Send your resume to careers@mozaiq.ai.