Location

• Gurgaon (India), In office

Role Description

• Review and verify the loan against supporting documentation to ensure file is meeting agency and client overlays
• Analyze loan risk and request additional information through conditions and third-party ordering as needed
• Check loan eligibility decisions and the correctness of approving or rejecting applications
• Verify, add, delete, or waive conditions as applicable in Encompass based on each pipeline/broker
• Ensure compliance with regulatory standards, company policies, and guideline
• Document and communicate reasons for the approval/rejection of loans to onshore underwriter
• Submit the loan to onshore underwriter for final review once initial review has been completed
• Update information on Encompass and validate LOS information against the documents provided in imaging

Qualifications

• 4+ years of underwriting experience, Govt. programs added advantage
• Experience in Encompass preferred, not mandatory
• Highly organized, detail-oriented, and able to prioritize
• Good communication skills (both verbal and written), strong data analysis skills, and high mathematical aptitude
• Proficiency in Microsoft Office and automated underwriting systems
• Willingness to work in any shift

Education

• Bachelor’s degree or equivalent

Join the team! Send your resume to careers@mozaiq.ai.

Location

• Gurgaon (India), In office

Role Description

• Review document checklists to ensure completeness and accuracy
• Perform loan setup and Indexing on the documents received
• Request additional information through conditions and third-party ordering as needed
• Understanding of mortgage loan products (FHA/VA/CONV/USDA) and knowledge of mortgage procedures, processes
• Ensure compliance with regulatory standards, company policies, and guideline
• Update information on Encompass and validate LOS information against the documents provided in imaging
• Communicate with transaction stakeholders and maintain accuracy on the loans assigned
• Submit loans to underwriter for review once loan setup, indexing and processing has been completed

Qualifications

• 2+ years of mortgage experience, loan processing experience added advantage
• Understanding of loan underwriting and processing procedures
• Experience in Encompass preferred, not mandatory
• Highly organized, detail-oriented, and able to prioritize
• Good communication skills (both verbal and written), strong data analysis skills, and high mathematical aptitude
• Proficiency in Microsoft Office and third-party ordering
• Willingness to work in any shift

Education

• Bachelor’s degree or equivalent

Join the team! Send your resume to careers@mozaiq.ai.

Location

• India, Remote

Role Description

• Design, build and roll out solutions that will optimize complex automation workflows
• Integrate user-facing elements with server-side logic
• Ensure code implements security best practices and data protection protocols
• Understand and efficiently manipulate large datasets and have a strong understanding of data structures and algorithms
• Design and optimize applications to ensure low-latency and high-availability
• Make quick, thoughtful decisions
• Be a collaborative member of your team
• Be an excellent problem solver

Qualifications

• 3+ years of relevant software engineering experience (using Python)Excellent Python programming skills
• A passion for building robust and reliable technology
• A deep understanding of computer science fundamentals (data structures, algorithms, databases, etc.)
• Knowledge of at least one Python web framework (such as Django, Flask, etc)
• Understand fundamental design principles required to implement and deploy scalable applications
• Familiarity with event-driven programming in Python
• Familiarity with multi-process architecture and threading limitations of Python
• Familiarity with ORM (Object Relational Mapper) libraries
• Able to integrate multiple data sources and database into one system
• Proficient understanding of code versioning tools (such as Git)
• Prior experience working with AWS, Azure, GCP (nice to have)

Education

• Bachelor’s Degree in Computer Engineering, Computer Science or related field (or relevant professional certificate(s))

Join the team! Send your resume to careers@mozaiq.ai.

Location

• India, Remote

Qualifications

•  4+ years of experience in operations with US Mortgage process (processing/underwriting)
• Excellent knowledge of mortgage documents, terminology, and market awareness
• Good analytical & problem-solving skills
• Organized with the ability to effectively prioritize work
• Flexible to work as per client requirement- late evenings or night
• Excellent communications skills (oral and written) & coordinate effectively with other teams
• Subject matter expertise for scoping out and implementing process flows and develop applicable documentation for the technology team.
• Experience in translating the business need and stakeholders’ vision into business/technical requirements.

Join the team! Send your resume to careers@mozaiq.ai.